Being a seasoned investor, I have seen a lot of ups and downs of the stock market. With the apt experience, now it is relatively easier for me to take investment decisions in the stock market as compared to someone new in the field. However, at times, due to family pressures and emotional moments, I go in the moment and take an investment decision which doesn’t give the best outcome, and even leads to losses. This is not just my story, almost everyone in this field is always struggling with experience, emotions or decision power. With time, I have realized that it is better that one invests in a mutual fund rather than direct investing. Today I will tell you why did I arrive at this conclusion and what has been my best experience with mutual funds.

 

All of us invest money with a motive of getting high returns in a short duration. For this, we may take opinions of friends, relatives and other experts. This might work sometimes but it would not always. Moreover, a lot of people give an opinion out of a gut feeling, rather than by an expert calculation. I have suffered several losses this way. Recently, I invested in ICICI Prudential Balanced Advantage Fund and found a solution to all my worries and issues. The experience has been so good that I decided to blog about it today and tell you all about it.

 

The ICICI Prudential Balanced Advantage Fund is an open-ended equity oriented fund. It has several benefits to our investments. It provides both – growth and safety to our funds. The growth is provided by investing in equity markets, while safety is ensured through investments in debt instruments. The two most important reasons that attracted me towards this were:

  • There is an in-house asset allocation model. This aims to buy low & sell high.
  • The fund aims to gain from market volatility over the long term.

 

This fund uses the Price-to-Book Model to buy when the valuations are low and sell when valuations are high. The psychological barrier of Greed and Fear is hence removed for us investors. Also, the fund allocates higher in equity when the Equity Market Valuation is low and lower when the Equity Market Valuation is high. Thus, we buy low and sell high, which gives us investors generate reasonable returns even in volatile markets.

 

For someone like me who is well aware of the market and its working, I would still say that I got better returns in this plan rather than by my traditional investment methods. I have also invested in several other mutual fund players of the market, but by far my experience with ICICI Prudential Balanced Advantage Fund has been the best. I would recommend all of you to consider it, may you be new to this field or be a seasoned player. Rather, this is suitable for all investors who are seeking long term wealth creation solutions.

 

Standard Disclaimer: Mutual Fund investments are subject to market risks, read all scheme related documents carefully.

Mr. Anand Bhate
Mr. Anand Bhate
Mr. Anand Bhate is the Director of 'Jeevan Anand Builders', a Gujarat based real estate development company. Writing is his passion and in 2016, he co-authored a fiction novel "C + Plus Doctor Thepla", which went on to create a World Record! He has pursued his MBA from Symbiosis Institute of Business Management, Bengaluru.

Leave a Reply

Your email address will not be published. Required fields are marked *

LET'S CONNECT AT